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All software has been tested for compatibility with ALL Microsoft Operating Systems including; Windows (XP, 2000, Me, NT4.0, 98, 95 & CE) but is not guaranteed to work with all computers. Free software titles are provided AS-IS (use at your own risk) and Technical Support is NOT provided.

2.13 MB	Annual Percentage Rate Calculation Software The LawForms Annual Percentage Rate Calculation Software calculates the annual percentage rate (APR) for a simple (no advance) transaction using the actuarial method described in Appendix J of Regulation Z.

2.22 MB	Interest Calculation Software The LawForms Interest Calculation Software computes simple, compound and continuous interest.

2.23 MB	Prorate Tax Software The LawForms Prorate Tax Software can be used to prorate taxes using the ratio method, the monthly basis method described in Truth-in-Lending (Regulation Z) and the Real Estate Settlement Procedures Act (RESPA) and prorates mortgage interest. Examples and an explanation for the different methods to prorating taxes and mortgage interest is included.

.10 MB	Realty Transfer Fee Software (Specific to New Jersey) The LawForms Realty Transfer Fee Software computes the Realty Transfer Fee for New Jersey closings.

2.21 MB	Unearned Interest Calculation Software The LawForms Unearned Interest Calculation Software calculates the amount by which the finance charge is reduced when a borrower decides to pay off a closed-end loan earlier than originally scheduled using the actuarial method and the rule of 78.

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